In this blog:
Example: National Grid 2024 5.875%
All 747’s are planes, but not all planes are 747’s
Lifting the lid on part of our analysis
In this blog:
Get the size right – too big can be catastrophic
Getting the size wrong can be fatal as well
Rachel Reeves and the Lifetime Allowance Show
The Telegraph runs a weekly column called the Telegraph Money Makeover – readers write in if they are seeking help with their finances and the journalist of the day contacts firms like ours to ask if we’d like to write in with recommendations in return for getting name-checked in the paper (we’ve been there several times over the last few years)…
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The 5 ways to get income from your pension
Bonds at that mythical 5%
Never pay full rate 40% or 45% income tax again
In this blog:
Question 1 – do you need your income guaranteed or not?
Question 2 – is this an area of your expertise?
Possible vs probable vs guaranteed
The most important element of the objective
In this blog:
The $12.5 million idea
Moneyball for pensions
We are data analysts
Good recipe, but what’s the cake like?
So long, farewell
And Alan did run
Almost Methuselah
In this blog:
“Is the manager in?”
You don’t need to calculate the distance to the sun, remember Pythagoras, or measure the visibility to see the horizon.
Do you have £1 million?
In this blog:
Asset rich, and cash poor
Tontine, not Tonto
Lifetime Allowance - a note from Martin
In this blog:
Don’t ignore the objective and debate the detail
Starting with the basics
Two rules of thumb that investors should accept and not debate
Why doesn’t everyone do this?
The internet can be a wonderful thing, and we think that the site at visualcapitalist.com has some interesting compilations of statistics. Here’s one that sticks out: if you’ve ever wondered if the French really are the work-shy-gilets-jaunes who retire as soon as they’ve learned to grow vines in the garden, well…
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When is a 3% return better for an investor than a 6% return?
Averages – simple, huh?
Like Helvellyn, investing seems quicker coming down than going up.
When is 3% more than 6%?
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What’s inside the grey box?
Probable v possible: the cost
Guarantees are contractual, dividends are discretionary
In this blog:
Past performance is not a reliable indicator of future returns
Consider two investments side by side, one with a return of 4% and one with 8% - which one is the more profitable?
High or low relative to what?
What the data says.
In this blog:
Investment trusts have two problems for IFAs
The data behind an income portfolio
Inflation – a key differentiator made transparent with data.