When the sun rises on the first day of your retirement,

what you need is a reliable monthly income.

When the sun rises on the first day of your retirement,

what you need is a reliable monthly income.

We do retirement income planning and nothing else.

Chancery Lane was created by baby boomers, for baby boomers.

After forty years receiving a monthly paycheque, what you really need in retirement is a monthly paycheque.

Do-it-yourself income planning can be like DIY dentistry, not really for the enthusiastic amateur.

Our systems and services are designed for portfolios of £250k+.

We believe in simple, low fees. "Price is what you pay, value is what you get.” - Warren Buffet.

We specialise in long term income as we assume our clients want a long-term retirement.

If at any time you needed a qualified opinion on your financial planning, this is probably it.

We remove the fuss from pension income. We take boringly reliable as a compliment.

Investors who bought Lowland trust in 2009 received an income yield of 15% in 2020.

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Beating inflation

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Meet the team

The people behind Chancery Lane,
our expertise, our history.

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Free Income Planning Calculators

Free Planning Tools

Stable Income Growth vs. Fluctuating Capital Values

This is the single most important chart for any income investor, it is the Key Chart for the selected portfolio.

What does this show? It shows the capital value change in each calendar year for 30 years (blue bars), overlaid with the actual income payments paid out over that period (red line).

Why is this important? The Chancery Lane algorithm creates portfolios where there is no or weak correlation between income and capital. This allows retirees to receive predictable income irrespective of what the FTSE is doing.

Projected Income

The projected income table allows you to take a view of what income might be received each year if the portfolio’s historical income growth rate is applied to the actual last year income. Past returns are no indication of future returns.

Figures are shown as annual or monthly figures.

An estimate of state pension can be included

Cost of Income

The Cost of Income table allows you to enter the income you require and then calculates the funds required to achieve that income using your selected Portfolio, the FTSE All Share and Gilts. You can enter the income target as an annual or monthly figure. The second columns shows the same data as the cost of £1 in income.

If you wish to explore how these calculations are made, please contact us.

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