In this blog:
Your state pension – the deferral decision
Our fees are 0.75% initial and 1% per annum (VAT free) – how does that compare?
No portfolio income has ever fallen – how it’s done
Maths & English – are you better than the 20% identified by the Economist?
The Next Big Thing – you pay us to keep you away from these
In this blog:
The world’s most expensive investment fund? (Probably)
Is this how your pension should look over your lifetime?
The client query: Fancy a dabble in a hedge fund? (Ed: Why?)
Physically backed crypto?
In this blog:
It’s… the World Chess Championship in Singapore
5% fixed for 10 years – is the US Treasury about to start sweating?
Why there is no Nvidia, Intel, IBM etc in the UK
Understand your yield (not hers or his or theirs)
The figures behind buy to let – costs, tax, gains, profits
In this blog:
The LTA rule changes – there’s more detail than most people know
How much it cost one client to get an extra £3,286 state pension per year
Data: Merchants Trust v Vanguard FTSE ETF
Data: a peek at a part of what tracking trusts entails
How French succession law works
In this blog:
No surprise there then
A day in the life of Chancery Lane
Henderson International Income – the big ‘why not’
‘My friend said ….’ Is that enough respect for your lifetime income?
In this blog:
Lifestyling, how to lose ¼ of your pension
The data comparing Vanguard FTSE Income vs Merchants Trust
The biggest threat to security as we age
In this blog:
Avoiding those black swans
Middle East virtual war, US fractured election and the markets rise -defying gravity?
Reassuring email from a duly elected MP
In this blog:
Affordability: Demographic breakdown of the source of personal tax revenue
Teach your children well – do you trust them?
ETFs – active not passive so not what we thought
Your pension money: spent on TV subscriptions perchance?
Did you get confused by the nine months income comparison table?
In this blog:
What WAS her name??
The pension revolution you didn’t spot
End of Q3 – income stats for each trust in our research pool comparing figures for 2023 to 2024
Can you spot a TOAD? (Apparently it’s a thing)
In this blog:
Your pension – does the patient need surgery or reassurance?
2024 tech giants versus 2000 tech giants – cliff edge again?
Talking about money…there’s an awful lot of it around
Just one thing – about pensions and tax
Can you spot the difference?
In this blog:
Afraid of Ms Reeves? A simple cut to tax on interest and investment gains
Just one thing about your pension
Because there’s no plan B
From the £900 million Merchants Trust – where they are finding income
It's cooking on gas (or riding at ‘full gas’ as the cyclists say)
“Doesn’t play well with others”
The right thing at the right time
Pension issues – global not local
Opinions versus data
Last word goes to Peter Jay
In our 2024 White Paper, we look at the data and provide a comparative analysis of alternative income drawdown strategies 1986-2023
We collate, tabulate and compare the data from the main retail investors’ drawdown strategies over 37 years, look at the two biggest risks for an individual depending on drawdown income are sequence and longevity, and what we found when we analysed more than 1,239 balance sheets, reserve statements and cashflows.
Read MoreIn this blog:
Guarantee? My bond is my word
Everyone’s heard of Warren Buffett – and yet the “Yes but”s
Is it infinity?
It's not just you
Oregon, Washington, Idaho and Dundee farmers 1888
In this blog:
The white paper
Data – rolling five-year increases
Taking two to tango: cutting an Apple in half
Race to the bottom
In this blog:
Just one thing – grow your income before you need it
If you think it’s just you?
And if you think it’s just Ms Reeves…
Retire Well
In this blog:
Annapurna circuit
Tahiti catamaran charter
Bootcamp art workshop in Provence
Riding in Montana
Beat the kids at their own game: villa in Ibiza
Le Mans Classic – drive, don’t spectate
Learn to kitesurf in Egypt
Volunteer in daycare in Nairobi
In this blog:
Just one thing about pensions
You owe how much??
Cue the semantic debate?
Supermarket Income REIT
On Golden Pond
In this blog:
The single biggest error
The second biggest error
Morgan Stanley and the 10% correction
Speed dating (with JP Morgan)
In this blog:
Are annuities worth it? (And other questions)
Two governments, left of centre
Reality of drawdown
Working hard?
The infinity return calculation
