In this blog:
Avoiding those black swans
Middle East virtual war, US fractured election and the markets rise -defying gravity?
Reassuring email from a duly elected MP
In this blog:
Affordability: Demographic breakdown of the source of personal tax revenue
Teach your children well – do you trust them?
ETFs – active not passive so not what we thought
Your pension money: spent on TV subscriptions perchance?
Did you get confused by the nine months income comparison table?
In this blog:
What WAS her name??
The pension revolution you didn’t spot
End of Q3 – income stats for each trust in our research pool comparing figures for 2023 to 2024
Can you spot a TOAD? (Apparently it’s a thing)
In this blog:
Your pension – does the patient need surgery or reassurance?
2024 tech giants versus 2000 tech giants – cliff edge again?
Talking about money…there’s an awful lot of it around
Just one thing – about pensions and tax
Can you spot the difference?
In this blog:
Afraid of Ms Reeves? A simple cut to tax on interest and investment gains
Just one thing about your pension
Because there’s no plan B
From the £900 million Merchants Trust – where they are finding income
It's cooking on gas (or riding at ‘full gas’ as the cyclists say)
“Doesn’t play well with others”
The right thing at the right time
Pension issues – global not local
Opinions versus data
Last word goes to Peter Jay
In our 2024 White Paper, we look at the data and provide a comparative analysis of alternative income drawdown strategies 1986-2023
We collate, tabulate and compare the data from the main retail investors’ drawdown strategies over 37 years, look at the two biggest risks for an individual depending on drawdown income are sequence and longevity, and what we found when we analysed more than 1,239 balance sheets, reserve statements and cashflows.
Read More
In this blog:
Guarantee? My bond is my word
Everyone’s heard of Warren Buffett – and yet the “Yes but”s
Is it infinity?
It's not just you
Oregon, Washington, Idaho and Dundee farmers 1888
In this blog:
The white paper
Data – rolling five-year increases
Taking two to tango: cutting an Apple in half
Race to the bottom
In this blog:
Just one thing – grow your income before you need it
If you think it’s just you?
And if you think it’s just Ms Reeves…
Retire Well
In this blog:
Annapurna circuit
Tahiti catamaran charter
Bootcamp art workshop in Provence
Riding in Montana
Beat the kids at their own game: villa in Ibiza
Le Mans Classic – drive, don’t spectate
Learn to kitesurf in Egypt
Volunteer in daycare in Nairobi
In this blog:
Just one thing about pensions
You owe how much??
Cue the semantic debate?
Supermarket Income REIT
On Golden Pond
In this blog:
The single biggest error
The second biggest error
Morgan Stanley and the 10% correction
Speed dating (with JP Morgan)
In this blog:
Are annuities worth it? (And other questions)
Two governments, left of centre
Reality of drawdown
Working hard?
The infinity return calculation
In this blog:
The client who got 10%
And another client who emailed yesterday
How systemic risk drives a tank through total return strategies
An authoritative voice on the fallacy of using Monte Carlo analysis for retirement income
Tale from the far side – one person’s personal summary of his retirement life
In this blog:
How can you lose $430,000,000,000 and not get fired?
Mortgage? Try this for size - $1 trillion interest only
How to create a small fortune
Delete the pension app
In this blog:
“I’d rather have a sheep than a Rolex”
Is £500,000 enough to retire on?
Tech rampant
Same toys, different prices
Here she comes, just a-walking down the street
In this blog:
Winning the Losers’ Game
It might not say so on the tin but…
Big, bigger, biggest
China and gold – who knew?
In this blog:
Comparative returns
Charlie Munger’s Almanack
Where DIY investors get stuck
In the FT
How many of these have you got?
In this blog:
Teach your children well
You think you know us?
The really very obvious investment (that stumbled)
Remember 1996?
Why we don’t recommend total return investing for drawdown.