In this blog:
The client who got 10%
And another client who emailed yesterday
How systemic risk drives a tank through total return strategies
An authoritative voice on the fallacy of using Monte Carlo analysis for retirement income
Tale from the far side – one person’s personal summary of his retirement life
In this blog:
How can you lose $430,000,000,000 and not get fired?
Mortgage? Try this for size - $1 trillion interest only
How to create a small fortune
Delete the pension app
In this blog:
“I’d rather have a sheep than a Rolex”
Is £500,000 enough to retire on?
Tech rampant
Same toys, different prices
Here she comes, just a-walking down the street
In this blog:
Winning the Losers’ Game
It might not say so on the tin but…
Big, bigger, biggest
China and gold – who knew?
In this blog:
Comparative returns
Charlie Munger’s Almanack
Where DIY investors get stuck
In the FT
How many of these have you got?
In this blog:
Teach your children well
You think you know us?
The really very obvious investment (that stumbled)
Remember 1996?
Why we don’t recommend total return investing for drawdown.
In this blog:
Currencies will turn investment stats upside down
“If I had a million dollars….”
Why fixed income won’t work for long term retirement
What trackers are not particularly good at
In this blog:
Debt – hitting countries not people
Monte Carlo or Bust – trouble with random stats
Does my company look big in this?
Chancery Lane in the Financial Times
In this blog:
Lucky vs repeatable
Trouble at the EV offices
Ros Altmann – Baroness – and the trouble with trusts
I had an interesting conversation with my three-year-old granddaughter about a bear that is really called Winnie the Pooh (you can fill in the gaps)
Standard deviation and Sortino Ratios in portfolio comparisons
In this blog:
5 years annual returns of major hedge funds
Crunch data: today’s annuity vs investment trust
When should you move your DC scheme?
Starting drawdown – the tax pitfall
What’s the score with Fisher?
God bless America!
In this blog:
Saying ‘No’
Shenanigans
ESG – who’s the war-monger?
Jolly hockey sticks
In the technical part of the income market
How to gift to married children and keep it in the family
Target date funds: a technical note
In this blog:
How was the 4% Rule calculated?
How not to get lost
Don’t drive your lifetime savings without accurate navigation
Hey Uncle Sam, slow down there a minute
In this blog:
The new tax rates and allowances
The student loan interest rates and income thresholds
What is S&P talking about? Active v passive
Cool runnings?
Transitional certificates
Investment maths – 51.5p share price, 34.4% discount
In this blog:
Is cheaper better in investments?
What are you expecting?
It’s not just you – the proof
Chapter 5 – your retirement
This is the new Key Chart
In this blog:
We have a huge amount of respect for Christine Lagarde
If you like a lot of chocolate on your biscuit…
Investing in reverse
Remember Harry Patch
What a discretionary portfolio looks like – and what they charge you. Or, this is what Consumer Duty is all about.
Valuations and hot air
“I need a pension of £60k per year, I’ve got £90k in my pension”
Pay rises in 2023 – what’s in your wallet?
In this blog:
Buy your pension at a discount
The maths is simple
Putting the jigsaw pieces together – use the data, not the crystal ball
Recycling your ISA – don’t forget it
Are you wealthy? How do you rate?
In this blog:
Inflation versus dividends: the relevant data
The Rolls Royce Pension Scheme, or, ‘Why doesn’t everyone do this?’
Fees, charges, costs and commissions
Commission or fee – what’s the difference?
Handouts to the kids
Help – she’ll just spend it
In this blog:
Talking about racing cars and autogyros, have you done your LPA?
Open or closed? Differences between investment trusts and unit trusts
The SONG and dance
The tax man speaks – Lifetime Allowance update
In this blog:
Capital and income are not correlated
Boringly predictable
Inflation – what goes up must come down
And while we’re here… is this a trigger?
Solicitors look away now
In this blog:
The Magic Money Machine
£90,000 per year, net, for life, inflation adjusted. The aNewuity: when ‘pension’ means ‘income’.
“What were you thinking?”
