Dying more quickly - the bad news and the good news. Be careful what you wish for, it might bite. And what happened when I was asked by a journalist from the Times to “mark” financial advice provided by ChatGPT (artificial intelligence).

Legal & General is at 8.18%, Aviva is at 7.38%, Phoenix is at 9.51%: if you held all four of these insurers equally in your ISA those income yields average at 8.99% per year. Two obvious questions arise – why, and should you?

Of all the recent blogs, this one you need to read. All the trusts share prices have fallen in recent weeks due to the Swiss ripping up of the banking rule books, but the reserves of those trusts have not moved a jot – that simply means that each £1 of income they pay is now cheaper to buy than before the crisis. Cheaper to buy means a higher income yield, the maths is quite simple. Remember that…

Blimey, it’s enough to keep you awake at night, so much going on it’s quite wise to stand at the side and watch the world go past – after all, you saw all this in the 70’s, 80’s and then the 00’s (the noughties, I believe). In the blog today I have just outlined a list of ten key items that caught our financial eye this week.

The largest survey of recent retirees in the US found the biggest source of anxiety that retirees suffered from was a lack of routine. We can tell when retirees are bored, they spend too much time fiddling with the detail of their money, accounts, investments, and sometimes ex-City workers keep…

In January this year, Kseniia, our Ukrainian analyst, ran comparisons over the last ten calendar years of the Vanguard FTSE tracker (cost 0.09% pa) versus a unit trust JO Hambro UK Equity (cost 0.67% pa) versus the Merchants Trust (cost 0.61%). Kseniia ran two scenarios, both covering 2013 to 2022…

Being independent, we are agnostic in our choice of assets, products, managers, platforms, strategies – we have the luxury of being able whatever we want in creating client portfolios. We live and die by the sword though – if the income a client needs isn’t delivered then the relationship is very short lived, so our job is finding the optimal solution to meet your specific needs.

Spending money – your retirement money – starts off being a science and then moves to the emotional. How people invest money is hidden, not visible, but how it is spent is the opposite and that may be more insightful. Money is a utility, it’s for a purpose; if it is…

If you’re nearing or at retirement, you should be aware of two new taxes that were introduced alongside Pension Freedoms back in 2015. And the two things your retirement depends on.

I noted on a DIY investor site this week that they were running a story on people who run their lives – top to bottom – on being able to retire when they reach 40. I wonder if they have understood what retirement really is? It's not just the length of retirement that’s important, it’s also the breadth…