Rational Income Investing: Calculation of the outcomes of alternative income strategies for drawdown pensions, ISAs and trusts: 2023 edition

June 2023 White Paper:

Rational Income Investing

Calculation of the outcomes of alternative income strategies for drawdown pensions, ISAs and trusts: 2023 edition.

This White Paper calculates the different outcomes of investing for income via FTSE & MSCI World trackers, traditional 60/40 portfolios and investment trust dividends, from 1986 to 2022.

It applies four amounts of income against each strategy, and applies inflation to income drawn so investors can see the reality of the £-numbers separated from the mist of theory created by institutional research being mis-applied to personal portfolios. It further compares annuities over that time, and the resulting capital values for all investment strategies, and all income choices.